Monero Went to $1,100 in China and No One Talks About It
During the last bull run, one funny thing happened and no one noticed.
News · Jul 25, 2026
v1.7
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The basics, in order
Nine short guides, start at one.
01
What is Monero?
Get a simple introduction to Monero and why it’s important.
Monero (XMR) is digital cash that is private by default. Every transaction hides who sent it, who received it and how much moved, so every coin is identical and can’t be blacklisted. It launched in 2014, has no premine and no company behind it.
02
The Monero Revolution
A deep dive into the history of Monero, its future, challenges and the future of currency.
From CryptoNote and Bytecoin to RingCT, Bulletproofs and the upcoming FCMP++ upgrade, Monero has shipped a decade of privacy research. Its community-funded model means no VC can steer it.
03
How do I buy Monero?
Learn how to get your first Monero in minutes.
Three common routes: buy on an exchange that lists XMR and withdraw; buy BTC/LTC anywhere and swap to XMR; or buy peer-to-peer on RetoSwap. Always withdraw to your own wallet.
04
What is a Monero wallet?
Learn about this vital tool for sending, receiving and storing your Monero.
A wallet holds your keys, not coins. Your 25-word seed phrase is the master backup, write it down on paper or steel and never share it. Popular wallets: Cake Wallet, Feather, Monero GUI, Stack.
05
Where can I spend Monero?
Easily understand where you can spend your Monero.
VPNs, hosting, gift cards, travel, food, electronics and more. Browse 200+ services in the XMR Directory, or spend it in the XMR Hub Shop.
06
What is Monero mining?
Learn how to mine Monero, why it’s important and how anyone can start.
Monero uses RandomX, which is optimised for ordinary CPUs, so ASICs don’t dominate. Run XMRig with P2Pool (or Gupax for a GUI) and you’re helping decentralise the network.
07
How do I receive Monero?
To receive Monero, simply provide the sender your XMR address.
Share a subaddress (starts with 8) for each payer. Funds arrive in ~2 minutes and unlock after 10 confirmations (~20 minutes).
08
How do I send Monero?
Sending Monero is easy: choose the amount and double-check the address.
Paste the address, enter the amount, review the fee (usually under a cent) and send. Always verify the first and last characters of the address.
09
The benefits of Monero
Discover why Monero is going to revolutionise the world.
Privacy, fungibility, low fees, fast settlement, tail emission for long-term security, and a grassroots community that answers to no one.
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Monero basics, lesson by lesson
- What is Monero?. Monero is digital cash for the internet. Like handing someone a banknote, a payment reveals nothing about who you are, who you paid or how much you hold. There's no company behind it and no central ledger anyone can freeze.
- Get a wallet. A wallet is the app that holds your keys and lets you send and receive XMR. When you create one it shows a 25-word seed phrase. Those words are your money: write them on paper, keep them offline, and never type them into a website.
- Buy your first XMR. Three easy ways in: buy XMR on an exchange and withdraw it, buy any coin and swap it to Monero, or buy peer-to-peer. Whichever you pick, always move the Monero to your own wallet afterwards. Coins left on an exchange aren't really yours.
- Send and receive. To receive, share an address that starts with 8 (a subaddress). To send, paste the recipient's address, enter the amount and confirm. Fees are usually a fraction of a cent and funds arrive in a couple of minutes. Always double-check the first and last characters of an address.
- Spend privately. Monero isn't just for holding. You can pay for VPNs, hosting, gift cards, travel, food and electronics. Browse hundreds of merchants in the XMR Directory, or buy right here in the XMR Hub shop. Because payments are private, nobody builds a profile of what you buy.
- Stay private. Monero hides a lot for you automatically, but habits matter. Keep your coins in a wallet you control, think before you link your real identity to an address you publish, and for maximum privacy you can run your own node so you aren't trusting someone else's server. Small steps, big difference.
For the nerds
Under the hood.
The cryptography and systems that make Monero private, fungible and impossible to switch off. Tap any card for a deeper look.
01
RingCT
Ring signatures hide the sender among decoys while confidential amounts hide the value, with math proving no coins are created from nothing.
Every Monero input is signed as one of a ring of possible spenders (currently 16 decoys), so an observer can't tell which one truly spent. Ring Confidential Transactions, live since 2017, add Pedersen commitments that hide the amounts too, with a range proof guaranteeing each amount is non-negative so the supply can never be secretly inflated.
02
Bulletproofs and Bulletproofs+
Short, fast zero-knowledge range proofs that shrank Monero transactions by around 80% and slashed fees.
Before Bulletproofs, the range proofs that prevent amount inflation were huge. Bulletproofs (2018) replaced them with a logarithmic-size proof, cutting transaction size and fees dramatically. Bulletproofs+ arrived in the v15 hard fork (2022), trimming proof size and verification time even further.
03
RandomX
The CPU-friendly proof-of-work that keeps mining in the hands of ordinary people, not specialised ASIC farms.
RandomX runs random programs in a virtual machine tuned for general-purpose CPUs and their large caches, a workload where custom ASIC and GPU rigs gain little advantage. The result: anyone with a laptop can mine meaningfully, keeping hash power spread across many independent hands.
04
FCMP++
Full-Chain Membership Proofs, Monero’s next major upgrade, replacing decoy rings with a proof against every output ever made.
Today's ring signatures hide you among 16 decoys. Full-Chain Membership Proofs++ instead prove your input belongs to the entire set of outputs on the chain, so the effective anonymity set becomes the whole blockchain. Built on new curve trees, it hugely strengthens sender privacy while keeping proofs practical to verify.
05
View and spend keys
Each wallet has two key pairs: the spend key moves funds, while the view key only sees incoming ones.
Your private spend key authorises spending. Your private view key lets you, or an auditor you choose, detect incoming payments without being able to spend them. This split powers things like a shop watching for payments or sharing a view key for transparency, all while your coins stay safe.
06
Subaddresses
Unlimited addresses from one wallet. Give a fresh one to every payer and nobody can link them, backed up by a single seed.
A subaddress (it starts with 8) is derived from your main account, so funds sent to any of them land in the same wallet and only your 25-word seed is needed to restore everything. Handing out a new subaddress per sender stops outsiders from linking your separate payments together.
07
Running a node
Your own copy of the blockchain. Run one and you verify your own transactions instead of trusting someone else’s server.
monerod downloads and validates the full chain. Pointing your wallet at your own node means you broadcast and confirm transactions without leaking which outputs are yours to a third-party server. It also strengthens the network by relaying blocks and transactions for everyone else.
08
P2Pool
A decentralised mining pool with no operator and no fees, paying out directly to your wallet.
Traditional pools are run by a company that controls payouts and sees its miners' data. P2Pool is a peer-to-peer sidechain: miners share work and get paid directly on-chain, with no central operator, no account and near-zero fees. Together with RandomX it keeps Monero mining genuinely trustless.
Go deeper
Primary sources.
Straight from the researchers and maintainers who build Monero. No middlemen, no gurus.
getmonero.orgThe official project site: step-by-step user guides, downloads and the Moneropedia glossary.getmonero.orgMonero Research LabThe academic papers and MRL bulletins behind every privacy feature in Monero.getmonero.orgMastering MoneroA free, complete book explaining how Monero works, from first principles to the cryptography.masteringmonero.comMonero on GitHubThe open source code for the daemon, wallets and tools. Read it and audit it yourself.github.comSeth for PrivacyPractical, no-nonsense privacy guides and clear explainers on how to use Monero well.sethforprivacy.comRevuo MoneroA weekly roundup of Monero news, development progress and community events.revuo-xmr.com
The deeper why
What about gold, or state banking?
Every system that challenged central banking has been dismantled, co-opted or crushed. Monero is different. There's no company to subpoena, no CEO to arrest and no ledger to censor. It defends against all of that by design.
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Why Monero
Back to Learn
They can see every coin you own. And switch it off.
Bitcoin, Ethereum and the stablecoins are public ledgers: anyone can read your balance, follow your payments and, with one transaction, a company can freeze what you hold. No court, no warning. These are the people it happened to.
86 documented cases
- Mt. Gox collapse (2014-02, 850,000 BTC): The biggest Bitcoin exchange of its day lost or stole hundreds of thousands of customer coins. The failure was custody, not cryptography: trusting someone else with your keys is exactly what Monero’s self-custody culture exists to avoid. Wikipedia
- Hansa Market honeypot (Operation Bayonet) (2017-07-20): When AlphaBay fell, users fled to Hansa. Dutch police were already running Hansa as a honeypot, logging every Bitcoin payment and shipping detail. A transparent coin plus a seized market produced a wave of 2017 arrests. Europol
- WannaCry ransom wallets swapped into Monero (2017-08-04): Researchers watched the WannaCry operators move their Bitcoin ransom into XMR. The attackers used Bitcoin first, then jumped to Monero: even they decided Bitcoin was the problem. Ars Technica
- OxyMonster arrest: the acronym SHUM is coined (2017-09-27): Dream Market moderator Gal Vallerius was arrested entering the US. Agents followed his Bitcoin tip jar to LocalBitcoins accounts in his real name and matched his writing style to Instagram and Twitter. The Reddit thread about it proposed “Should Have Used Monero”. r/Monero
- AlphaBay aftermath: the meme spreads (2017-11): After the July 2017 AlphaBay takedown, investigators could count the seized Bitcoin but only an “unknown amount of Monero”. By November the acronym was circulating on Twitter, posted by Monero’s own Riccardo Spagni. @fluffypony
- SHUM becomes the default reply to every vendor bust (2017-12-30): A string of darknet dealers were tied to their real identities through Bitcoin in 2017. Bitcoin.com and r/DarkNetMarkets noted that “should have used Monero” had become the stock reply to each arrest. r/DarkNetMarkets
- Bitfinex freezes an account over a months-old CoinJoin deposit (2019-04-18): A Reddit user’s Bitfinex account was locked when he tried to withdraw Bitcoin that had arrived from a CoinJoin two months earlier. After a month of silence Bitfinex closed the account for good. shum.fyi
- Wall Street Market takedown (2019-05): German, US and Dutch police shut one of the largest darknet markets of the time. Payments were mostly Bitcoin, so the bust followed the familiar pattern: public ledger, identified operators. US DOJ
- BestMixer.io seized (2019-05-22, ~$200M mixed): Dutch, Luxembourg and Europol investigators seized six servers of the first big mixer to be taken down. About 27,000 BTC had passed through it in a year, and police said they had logged a year of user activity. Mixing Bitcoin on someone else’s server is not privacy. Europol
- Bisq trader’s exchange accounts frozen over “tainted” Bitcoin (2019-06-03): A user sold Monero for Bitcoin on Bisq and deposited the coins at Poloniex and Bitfinex. Both exchanges froze the accounts and demanded extensive identity and source-of-funds paperwork; Poloniex went silent for two months. shum.fyi
- Paxful freezes, then bans, an account for CoinJoin deposits (2019-09-03): Three deposits from Wasabi CoinJoins triggered a “compliance review” at Paxful, with questions about the source of funds. Four months later the account was banned as high risk. shum.fyi
- Chainalysis traces a darknet fentanyl dealer (2019-10-01): After a fatal overdose in 2017, the DEA linked a Bitcoin address to a Coinbase account and used Chainalysis to map the dealer’s transactions. He was convicted and sentenced to life. shum.fyi
- PayPal cuts off Pornhub (2019-11-15): PayPal dropped Pornhub’s payouts overnight. Monero contributor Howard Chu’s verdict: Bitcoin started the movement but fails to deliver private, permissionless money. Should have used Monero. @hyc_symas
- Binance freezes an account for a withdrawal to Wasabi (2019-12-19): Binance Singapore froze a user’s account for sending Bitcoin to a Wasabi CoinJoin address and demanded identity documents. The user had entered a plain bc1 address; the exchange still knew where it led. shum.fyi
- The Christmas Bitcoin gift that doxxes the giver (2019-12-26): A viral joke: give someone a loaded Bitcoin wallet and their ex can look up exactly how much is left. Everyday proof that Bitcoin balances are public. @johnfoss69
- GoFundMe suspends two plane-crash fundraisers (2020-01-10): Fundraisers for the families of flight PS752, shot down over Tehran, were suspended by GoFundMe before being reinstated. Fiat crowdfunding stops the moment a platform gets nervous. shum.fyi
- Paxos flags an account after a CoinJoin withdrawal (2020-01-28): Paxos told a user that a withdrawal had “potentially been sent to a known Bitcoin mixing service” and that this was not permitted. Wasabi’s fixed-fee address gave it away. shum.fyi
- Helix mixer operator Larry Harmon arrested (2020-02, $60M fine, $400M forfeited): The first US criminal case to treat Bitcoin mixing itself as the crime. Helix served AlphaBay, Hansa, Hydra and Wall Street Market; the operator later faced a $60M FinCEN penalty and a $400M forfeiture. CoinDesk
- Bitcoin mixer operators prosecuted (2020-02-13): Helix, Bitcoin Fog and later ChipMixer: operators of Bitcoin tumblers were arrested and their funds forfeited. Mixing a transparent coin is not the same as using a private one. CoinDesk
- BlockFi confirms it flags CoinJoin deposits (2020-03-02): Several BlockFi users reported their accounts flagged because a deposit had CoinJoin history, mostly coins that had touched Wasabi’s fee address. The CEO confirmed the practice would continue. shum.fyi
- Carnegie Mellon study: optional privacy is a flaw (2020-05-18): Researchers ran traceability experiments on Monero and Zcash. Their finding: Monero is effectively untraceable, while Zcash, where privacy is optional and rarely used, is at least as traceable as Bitcoin. shum.fyi
- Chainalysis adds Dash and Zcash support (2020-06-08): Chainalysis announced investigation and compliance coverage for Dash and Zcash. Its own write-up explained why it could: almost nobody uses their optional privacy features, so most activity is as visible as Bitcoin. shum.fyi
- Elliptic adds monitoring for Zcash and Horizen (2020-06-30): Elliptic added “blockchain monitoring” for two opt-in privacy coins. The firm itself drew the line: coins that are private by default, like Monero, are essentially impossible to build monitoring tools for. shum.fyi
- The Twitter celebrity hack Bitcoin scam (2020-07-15, ~12 BTC collected): Hijacked celebrity accounts ran a Bitcoin giveaway scam. Someone replied on chain with vanity addresses spelling out that Bitcoin is traceable and asking why they did not use Monero. The proceeds were tracked in the open. @dannydeezy
- A Zcash promoter loses his own privacy bet (2020-07-19): After the EFF started accepting Zcash, a promoter sent a shielded donation and offered $100 to anyone who could trace it back to his transparent address. They could. shum.fyi
- Bitvavo closes an account over a CoinJoin withdrawal (2020-08-13): A user withdrew Bitcoin to Wasabi and mixed it. Bitvavo closed the account, citing European rules that require it to assess the “risk” each customer poses. shum.fyi
- Blockseer launches a “compliant” Bitcoin mining pool (2020-10-29): A North American pool promised to exceed OFAC standards: every miner passes KYC and its blocks only include transactions filtered by labelling data. Censorship at the mining layer, on a chain that cannot hide what it is filtering. shum.fyi
- Ex-Microsoft engineer sentenced for Bitcoin tax fraud (2020-11-10): A prison sentence in the first case of its kind. The prosecutor’s line said it all: you cannot steal money over the internet and think Bitcoin will hide it. @panamaXBT
- White House Market goes Monero-only (2020-12-29): A major darknet market dropped Bitcoin and accepted only XMR, citing tracing and exchange problems. After years of vendor busts, the operators applied the meme as policy. ihodl
- REvil drops Bitcoin and demands Monero (2021): After charging extra for Bitcoin for years, the REvil ransomware gang removed it entirely. Insurers still often refused to pay in XMR, so victims who paid in Bitcoin kept seeing their payments traced and sometimes recovered. Wikipedia
- Financial crackdown after the US Capitol riot (2021-01-12): Payment platforms and surveillance firms moved to expose and cut off funding for people present on January 6. GoFundMe removed fundraisers for travel costs and, before that, anything questioning the election result. shum.fyi
- Bottlepay bounces a CoinJoin deposit (2021-03-02): Bottlepay rejected incoming Bitcoin because the coins had been through Samourai’s Whirlpool. The sender’s warning: if someone pays you with mixed coins, you get stung too. shum.fyi
- Kevin O’Leary wants “virgin” Bitcoin (2021-03-15): The investor said institutions will pay a premium for freshly mined coins with a clean, documented history, and planned deals with miners to supply them. Bitcoin’s public history makes some coins worth more than others: the opposite of fungible money. shum.fyi
- BitMEX flags a six-month-old CoinJoin deposit (2021-03-23): A user got an email about a deposit from the previous summer that “may be connected with activity” against the terms of service. It had been a JoinMarket CoinJoin. shum.fyi
- Bitwala freezes an account over an old CoinJoin (2021-03-26): Bitwala froze a customer’s account over post-CoinJoin transactions from six months earlier and gave him five days to supply extra paperwork to continue the “banking journey together”. shum.fyi
- Capitol defendants blocked from crowdfunding legal fees (2021-03-28): GoFundMe, PayPal, Venmo and Cash App shut down attempts by January 6 defendants to raise money for their defence. Whatever you think of them, permissioned money decided who gets a lawyer. shum.fyi
- Marathon plans an OFAC-compliant mining pool (2021-03-30): A large US miner announced the first North American pool “fully compliant with US regulations”, meaning blocks that leave out transactions from sanctioned addresses. shum.fyi
- LocalBitcoins terminates an eight-year account (2021-04-15): After eight years, a user’s LocalBitcoins account was terminated for sending coins straight to a darknet market. The platform could see exactly where the Bitcoin went. shum.fyi
- US Treasury sanctions 28 crypto addresses (2021-04-15): An executive order against Russian interference listed 28 addresses: mostly Bitcoin, Litecoin and Ethereum, plus a Dash address and a transparent Zcash address. You can only sanction what you can see. shum.fyi
- Iran’s central bank allows only locally mined Bitcoin (2021-04-24): Iranian banks were allowed to pay for imports with crypto, but only coins mined by licensed miners inside Iran. A public ledger lets a state sort coins by origin. shum.fyi
- Bitcoin Fog operator arrested at LAX (2021-04-28, 1.2M BTC mixed): Roman Sterlingov was arrested boarding a plane. The DOJ said Bitcoin Fog mixed about 1.2 million BTC over a decade. Even heavy mixing left a transaction graph that was later argued over in court. Cointelegraph
- Marathon mines its first “compliant” block (2021-05-06): A week after moving all of its hashpower to its compliant pool, Marathon mined a block that excluded transactions from OFAC-listed addresses. shum.fyi
- Colonial Pipeline ransom mostly recovered (2021-05-13, 63.7 of 75 BTC seized): The pipeline paid about $5M in Bitcoin to the DarkSide gang. The DOJ later clawed most of it back because the chain is public. DarkSide had charged extra for Bitcoin over Monero for a reason. Decrypt
- CipherTrace links 72,000 Iranian IPs to 4.5M Bitcoin addresses (2021-05-17): A surveillance firm reported tying 72,000 Iranian IP addresses to more than 4.5 million Bitcoin addresses, partly by watching who queried the chain to check their own balances. shum.fyi
- PayPal bans a Tor supporter (2021-06-02): PayPal closed the account of Larry Brandt, who used it mainly to fund Tor nodes. The EFF asked PayPal to explain or reinstate him and got nowhere. shum.fyi
- PayPal flags a payment for “Dinner at the Persian” (2021-06-03): One word in a payment note triggered a compliance inquiry. PayPal demanded an explanation of the reference “Persian” and a detailed account of what was being paid for. shum.fyi
- OFAC sanctions the Suex exchange (2021-09-21): The first major US sanctions action against a crypto exchange: an OTC desk used to cash out ransomware and darknet Bitcoin. Its addresses were frozen.
- Bitfinex hack couple arrested, $3.6B in Bitcoin seized (2022-02-08, 119,754 BTC): Ilya Lichtenstein and Heather Morgan hopped between chains, including some Monero, but Bitcoin traces plus exchange KYC still led to a record seizure. Late and partial Monero use, with Bitcoin leftovers, is how you get caught. @BTC_Obsessions
- Hacker News on the Bitfinex seizure: “should have used monero” (2022-02-08): When the seizure story hit Hacker News, the top reply was simply the meme. The phrase had escaped crypto Twitter. Hacker News
- Freedom Convoy crypto donations frozen (2022-02-17, ~$1M): Canadian police listed Bitcoin and other addresses holding close to $1M in donations to the trucker protest, and some funds were seized or became impossible to cash out. Public donation addresses can be frozen by the state. @LifeMathMoney
- Ronin bridge hack, $625M (2022-03-29, 173,600 ETH + 25.5M USDC): One of the largest DeFi thefts, later attributed to Lazarus. The attacker funded the attack from, and sent proceeds to, centralised exchanges. Stolen coins on a public chain, then a rush to venues that know your name. CoinDesk
- Hydra Market seized, 543 BTC confiscated (2022-04-05, 543 BTC): German police, with US help, shut the world’s largest darknet market and took its servers plus about $25M in Bitcoin. Hydra even ran a built-in mixer; the coins were still sitting there to be seized. @tiredfornow
- OFAC sanctions the Blender.io mixer (2022-05): The US Treasury sanctioned the Bitcoin mixer used to launder coins stolen by North Korea. Another privacy service on a transparent chain, listed.
- Tornado Cash sanctioned, developer arrested (2022-08): OFAC sanctioned the Ethereum mixer and Dutch police arrested developer Alexey Pertsev. A smart-contract mixer on a public chain can be sanctioned, and the people who wrote it targeted. @cryptico506
- FTX collapse (2022-11, $8B+): FTX went bankrupt after a run on deposits revealed an $8B hole. Customers who trusted a custodian had no privacy and no recourse. Not your keys, not your coins, again. Wikipedia
- LocalBitcoins shuts down (2023-02): The original peer-to-peer Bitcoin platform closed under regulatory pressure. Its KYC’d accounts had helped identify OxyMonster and others in 2017; then the platform itself died.
- ChipMixer seized (2023-03-15, ~$46M in BTC): A US, German and Europol operation took down one of the largest Bitcoin mixers, which the DOJ said processed over $3B including ransomware, Lazarus heists and the FTX hacker’s coins. The operator was charged. US DOJ
- OFAC sanctions the Sinbad.io mixer (2023-11): Sinbad replaced Blender as the mixer of choice for North Korean laundering after Blender was listed. A year later it was sanctioned too.
- Binance’s $3.9B USDT move seen before the news (2023-11-09, $3.9B USDT): A huge Tether transfer was visible on chain days before Binance’s settlement with the DOJ was announced. Large treasury moves on a public stablecoin ledger are everyone’s business. r/Monero
- Samourai Wallet founders arrested (2024-04-24): The DOJ charged the founders of the Bitcoin CoinJoin wallet and seized its servers and domains. Whirlpool users were told the remaining practical option for private spending was Monero. @RadioSilence313
- Wasabi leaves the US after the Samourai arrests (2024-04-27): Days later, Wasabi’s coordinator stopped serving US users. In one week the Bitcoin CoinJoin options in the United States collapsed.
- Holder robbed of about $4M in visible crypto (2024-06-18, ~$4M robbed): A person was robbed of roughly $4 million in crypto. The community’s reading: a public balance is a target. Privacy is a physical-safety issue, not just a financial one. @monerobull
- Bybit hack: why did Lazarus not use Monero? (2025-02-21): After the enormous Bybit theft, much of the loot was washed through Ethereum, THORChain and no-KYC swap venues rather than going straight to XMR, and investigators followed it. Threads asked the obvious question. Medium
- 3,520 stolen BTC swapped into Monero (2025-04-28, 3,520 BTC (~$330M)): A suspected hacker moved more than 3,520 BTC into XMR, pushing the price up about 45%. Stolen Bitcoin was converted to Monero to break the trail. CoinDesk
- IntelBroker caught after one Bitcoin payment (2025-06-26): Kai West sold stolen corporate data and insisted on Monero. In 2023 an undercover FBI agent got him to accept a single $250 Bitcoin payment. That one payment ran through KYC services and identified him. @monerobull
- Cryptomixer seized (Operation Olympia) (2025-11-24, >€1.3B laundered, €25M confiscated): Swiss and German police seized Cryptomixer’s servers and domain. Europol said it had laundered over €1.3B since 2016; €25M in Bitcoin and 12 TB of data were taken. Cybersecurity Dive
- $282M hardware-wallet theft swapped into Monero (2026-01-10, 2.05M LTC + 1,459 BTC): An attacker socially engineered a victim out of about 2.05M LTC and 1,459 BTC, then rapidly swapped most of it into XMR through instant exchanges. Monero spiked about 70% to a new high. Transparent coins to steal, Monero to disappear. CoinDesk
- The Pope fails a bank security check (2026-05-07): A US bank hung up on Pope Leo XIV when he said who he was. A joke entry: even the Pope cannot pass a bank’s identity check. @monerobull
- Circle blacklists a privacy protocol’s contract (2026-05-30): Circle blacklisted the contract address of a privacy tool, and its users were described as rugged. Privacy built on top of a freezable stablecoin can be switched off at the issuer. @monerobull
- FBI Operation Blackout seizes about 127,000 BTC (2026-05-30, ~127,000 BTC (~$8B)): A reported record forfeiture of about 127,000 BTC, worth around $8B, from a crackdown on scam compounds. Large Bitcoin holdings on a public chain can be found and taken. @xmr_jake
- US says it has seized about $1B in Iranian state crypto (2026-05-30, ~$1B): The Treasury Secretary said wallets attributed to Iranian state actors were “grabbed”, about $1B so far in that campaign. State wallets on transparent chains can be identified and taken. @Peter_Lukacs_R
- ZachXBT traces $120M USDT; Tether freezes $72M (2026-06-12, $120M USDT, $72M frozen): A Tron address received $120.2M USDT and routed it through exchanges, bridges and Monero buy orders that spiked XMR. Tether froze a related address holding about $72M. The part that reached Monero was the part nobody could follow the same way. The Defiant
- Tether freezes another wallet (2026-06-19, $54,714 frozen): A Tron address holding about $54,714 in USDT was frozen as part of a routine freeze cycle. Centralised stablecoins can be switched off; Monero cannot be blacklisted by an issuer. @TrippleBon
- Brazilian police seize self-custodied crypto with Chainalysis (2026-06-20, ~$72k seized): Santa Catarina police seized about $72k in self-custodied Bitcoin, Ethereum and Solana using Chainalysis Reactor and Wallet Scan. Holding your own keys is not the same as being anonymous. @sebp888
- Strike demands the identity of a Lightning sender (2026-07-10): A custodial Lightning platform told a user to supply the sender’s full legal name or have the payment returned. Custodial Bitcoin is not private, and the custodian can demand names. @sebp888
- Coinsbuy wallets drained of $7.9M, proceeds head to Monero (2026-08-09, $7.9M): About $7.9M left Coinsbuy’s Ethereum and Tron wallets and moved through ChangeNOW, FixedFloat and BingX; part was converted to XMR. ChangeNOW froze a six-figure slice. What had not reached Monero yet was still freezable. Cryptofolds
- Andrew Tate’s prison remark about Railgun (2026-09-05): Tate said he overheard crypto prisoners agreeing they should have used Railgun. Monero users replied that they should have used Monero: protocol-level privacy, not a privacy tool bolted onto a public chain. @Cobratate
- 84% of Iran-sanctioned wallets used USDT (2026-09-28): A US Senate investigation, citing the WSJ, found that 84% of wallets sanctioned over Iran ties transacted almost exclusively in USDT. The same month the DOJ sought about $61M in USDT tied to Iranian oil, and Tether said it had frozen over $5B in total. @otherfren
- Arkham identified 97% of Strategy’s Bitcoin (2026-10-01, ~$40B labelled): Michael Saylor said he would never reveal Strategy’s addresses. Arkham said it had already identified 97% of them in 2025, about $40.3B on chain plus $15.5B at Fidelity. A public chain makes even a corporate treasury clusterable. @XBToshi
- Empire Market co-creator gets 40 years, 2,814 BTC forfeited (2026-10-05, 2,814 BTC (~$231M)): Raheim Hamilton was sentenced to 40 years and forfeited about 1,230 BTC; co-creator Thomas Pavey forfeited about 1,584 BTC. The market encouraged mixers, and the proceeds still sat on the transparent chain to be seized. US DOJ
- Conduit sues Tether over a $2.76M freeze (2026-10-06, $2.76M USDT): The payments firm says Tether froze its working-capital USDT in September 2025 and will not release it, even though Brazilian police and a court confirmed the wallet was never on any seizure list. The freeze forced layoffs. @OrangeFren
- Tether can delete your balance (2026-10-09): A viral thread explained the USDT contract’s destroyBlackFunds function: once an address is blacklisted, Tether’s multisig can zero the balance, cut the supply and mint it again elsewhere. A 2025 DOJ forfeiture of about $9M used exactly that. Monero has no off switch. @blockchainchick
- Ledger theft proceeds traced through Tornado Cash and Zcash (2026-10-12, ~$100M drained, ~$10M USDT frozen): Funds from a Ledger supply-chain attack went through Tornado Cash, into Zcash shielded pools and out to USDC. Investigators matched 108 Zcash exits by exact amounts and gas patterns; Tether froze about $10M. The cryptography held; the metadata on an optional-privacy coin did not. Crypto Briefing
- UK trader robbed at knifepoint for $800k (2026-10-13, ~$800,000 robbed): Armed robbers invaded a trader’s home, taped him up and forced him to transfer about $800k, then moved it to a Solana wallet he had linked publicly. On a transparent chain, criminals can watch balances and plan attacks. @rrealist
- Richard Heart detained in Istanbul (2026-10-14): The HEX and PulseChain founder was detained on an Interpol notice over alleged tax fraud in Finland. Not a ledger failure, just the meme applied loosely by crypto Twitter. The Block
- A random Ethereum node operator is tracked down to testify (2026-10-16): Prosecutors needed to prove stolen funds had passed through New York. They found a man who had run an Ethereum node at home and checked his rewards on Etherscan, matched his Etherscan IP to Verizon records, and compelled him to testify. Running public infrastructure made a bystander identifiable. TokenPost
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Guides, news and ideas from the XMR Hub team, hosted right here.
How to Swap Any Crypto to Monero (XMR) in 2026: a Step-by-Step Guide
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Legal
Terms of Service.
The rules of XMR Hub, in plain language first and legal language where it matters. Last updated 18 October 2026.
1. Agreement to these Terms
These Terms of Service (the "Terms") are a binding agreement between you and XMR Hub ("XMR Hub", "the platform", "we", "us"). By creating an account, depositing funds, swapping, playing, posting or otherwise using xmrhub.io and its services (the "Services"), you accept these Terms in full. If you do not accept them, do not use the Services.
You must be at least 18 years old, or the age of majority where you live if that is higher, and you are responsible for making sure that using the Services is lawful where you are. The Services are offered "as available" and we may change, suspend or withdraw any part of them at any time.
2. Accounts
- One person, one account. Operating more than one account, or operating an account on behalf of a banned person, is prohibited. Accounts found to be linked may be treated as a single account for every purpose in these Terms, including forfeiture.
- You are responsible for your account. Keep your password, two-factor codes and passkeys private. Anything done through your account is treated as done by you. There is no email-based password reset.
- Verification. We may require account verification before some features are available, including a small verification deposit or a completed swap for accounts created from regions with elevated fraud, and we may withhold features or withdrawals until verification is complete.
- Moderation. Our team and appointed moderators may remove content, lock topics and flag accounts. Moderators cannot access your funds; account-level decisions are made by the platform owner.
3. Custody of funds and withdrawals
How your XMR is held. Balances on XMR Hub are an internal record of XMR we hold for you. Deposited funds are moved to and kept in offline cold storage under the platform's control. They are not kept in a hot wallet connected to the website.
- Withdrawals are processed manually. Because funds sit in cold storage, every withdrawal is reviewed and signed by a person. Please allow 24 to 48 hours for a withdrawal to be sent. Withdrawals may take longer during weekends, holidays, network congestion, unusual volume, or while a security or compliance review is in progress.
- Two-factor authentication is required to withdraw. Because a withdrawal cannot be reversed, your account must have an authenticator app enabled before a withdrawal request is accepted.
- Review before sending. We check the origin of funds before releasing a withdrawal. We may ask you questions, require verification, or delay or decline a withdrawal where we reasonably suspect fraud, cheating, a compromised account, abuse of promotions, or a breach of these Terms.
- Confirmations. Deposits show at zero confirmations, become usable on the platform at one confirmation and withdrawable off-site at ten. Amounts below the minimum deposit may not be credited.
- Fees. A flat withdrawal fee covers the network fee and is shown before you confirm. Fees may change.
- Addresses are your responsibility. Monero transactions are irreversible. Funds sent to an address you entered incorrectly cannot be recovered.
- No interest, no deposit insurance. Balances do not earn interest and are not insured by any government scheme.
4. Promotional credits ("free" XMR)
From time to time we may credit your balance with XMR you did not deposit: welcome bonuses, event prizes, giveaways, rakeback and similar ("Promotional Credits"). Promotional Credits are a gift made on the following conditions. Referral earnings are not Promotional Credits: your share of the house's take from members you refer is earned revenue, is credited to your balance as ordinary funds and is withdrawable like a deposit, subject only to sections 3 and 7.
- They are locked until unlocked. Promotional Credits, and winnings derived from them, are not withdrawable until you have met the unlock requirement stated for that promotion. The requirement is expressed as a percentage or multiple of the credit that must be put through eligible activity, for example stakes in platform games, and such other activities as we designate for that promotion. The exact percentage, the eligible activities and any time limit are stated in the promotion itself and form part of these Terms.
- Deposited funds are never locked by a promotion. Only the promotional portion and its winnings are subject to unlock requirements.
- Abuse voids the credit. Claiming a promotion more than once, using multiple accounts, colluding to pass credits between accounts, exploiting a pricing or payout error, or any other attempt to extract Promotional Credits without meeting the unlock requirement in good faith results in forfeiture of the credit and any winnings derived from it, and may result in further action under section 8.
- We may change or end promotions at any time. Credits already unlocked are not affected.
5. XP, levels, rewards and directory reviews
XP, levels, ranks, badges and unlockables ("Rewards") are granted for genuine participation. They have no cash value, cannot be sold or transferred, and may be adjusted, reset or removed at our discretion.
Directory reviews. Reviews exist to help other people choose a service. Posting reviews to farm XP is abuse. If you are found to be abusing directory reviews to gain XP, including posting low-quality, duplicate, templated, copied, fabricated, irrelevant or bulk reviews, or reviewing services you have not used, all of your reviews will be removed and all XP earned from reviews will be clawed back, without notice. Repeat or egregious abuse may lead to a ban.
- Clawback. XP granted for content that is later removed by a moderator, for reversed actions, or for activity found to be inauthentic, is removed. Levels, ranks and unlocks that depended on it may be lost.
- Spam and low-effort content in the forum, memes, messages or anywhere else earns no Rewards and may be removed.
6. Games and the zero-cheat policy
Eligibility. United States players are not allowed.
The games are not offered to, and may not be played by, any person who is located in, resident of, or accessing the Services from the United States of America, its territories or possessions, or any other place where playing them would be unlawful. Before the Games section is shown for the first time, you are asked to confirm, by ticking a box in the notice presented, that you are not in the United States and that you accept these Terms. Ticking that box is a representation and warranty you make to us, which we rely on, and it is recorded on your account (or on your device while you are signed out) as your confirmation. It is not a licence to play from a place where playing is unlawful.
Giving a false confirmation, or using a VPN, proxy or any other means to disguise your location, is a material breach of these Terms. In that event any stakes, winnings and related balance may be forfeited to the platform under the consequences set out below, your account may be closed, and we may refuse any withdrawal connected to the breach. We may ask you for evidence of your location at any time and may restrict or block access from any region at our sole discretion. You are solely responsible for determining whether playing is lawful where you are, and you agree to indemnify us against any claim arising from your breach of this section.
Platform games are provably fair contests between members. We operate a zero-cheat policy: cheating is never tolerated, in any form, for any stake.
Cheating includes, without limitation: colluding with another player, chip-dumping or deliberately losing to transfer value, using more than one account in the same game or lobby, using bots, scripts, engines or outside assistance in skill games (including chess engines), exploiting a bug, latency, timing or any other defect in the Services, manipulating or interfering with game state, and any other means of gaining an advantage that we have not expressly approved.
Consequences, in order.
- Forfeiture. If you are found cheating, the XMR involved, including stakes, winnings and any balance we reasonably determine to be connected to the cheating, is forfeited to the platform.
- One warning. A first finding comes with one formal warning. You may appeal that finding once through the appeals process in section 8. Your appeal goes directly to the platform owner.
- Funds during an appeal. From the moment of the finding and for as long as an appeal is pending, the forfeited XMR remains the property of the platform and cannot be withdrawn. If the appeal is granted, the funds are returned to your balance. If it is denied, or you do not appeal, the forfeiture is final.
- Second finding. A second finding of cheating, at any time, results in consequences at the platform's sole discretion, which may include permanent closure of your account, forfeiture of the entire balance, and referral to relevant authorities where unlawful conduct is involved.
We may suspend game access, freeze a balance, void results and reverse settlements while an investigation is open. Findings are made on the balance of evidence available to us, including game logs, timing, device and network signals and account relationships.
7. Fraud, gaming the system and prohibited conduct
You agree not to defraud, exploit or manipulate the platform, its members or its systems. Without limiting the generality of the foregoing, any user who attempts, whether successfully or not, to fraudulently game the system through any means not expressly approved by the platform, including but not limited to spamming low-quality reviews, posts or messages; farming XP, referrals or promotions; operating multiple or shared accounts; impersonating others; automating interactions; exploiting software defects; interfering with the operation or security of the Services; laundering or structuring funds; or otherwise obtaining Rewards, credits, funds or advantages to which they are not legitimately entitled, shall be subject to disciplinary action at the platform's sole discretion, up to and including removal of content, clawback of Rewards, forfeiture of connected funds, suspension and permanent termination of the account.
You also agree not to use the Services for anything unlawful, to harass or threaten others, to post illegal content, to attempt to access other accounts or non-public systems, or to resell or commercially exploit the Services without our written consent.
8. Enforcement, discretion and appeals
- Discretion. We decide, acting reasonably, whether conduct breaches these Terms and what action to take. We are not required to warn before acting where the conduct is serious or ongoing.
- Appeals. If you believe a cheating finding, a review/XP clawback or a frozen balance is mistaken, you may submit one appeal per matter within 14 days, from this page while signed in. Appeals are reviewed personally by the platform owner, and you will be told the outcome in your account and, if linked, on Telegram. Decisions on appeal are final.
- Funds pending appeal. Any forfeited or frozen funds stay with the platform and cannot be withdrawn while an appeal is pending or if it is denied.
- Evidence. We may use any information available to us, and we are not obliged to disclose detection methods.
9. Swaps, shop and third-party services
- Swaps are executed by an independent swap provider. Rates, limits, timing and refunds for a swap are governed by that provider's terms; we display quotes and status but do not control settlement. Always double-check addresses and amounts.
- The directory lists third-party services for information only. A listing, badge, rating or review is not an endorsement or a guarantee. Deal with third parties at your own risk.
- The shop sells goods priced in XMR; order, shipping and refund terms are shown at checkout.
- The community marketplace is members selling to members. With escrow, XMR Hub holds the buyer's payment until delivery is confirmed (or 14 days after the item ships, unless the buyer opens a dispute) and keeps a 1% escrow fee from the seller's payout when it is released. Refunds are returned in full, and direct-pay sales carry no fee. The fee may change; an order keeps the rate in force when it was placed.
10. Risk and disclaimers
Monero is volatile and its value may fall to zero. Nothing on XMR Hub is financial, investment, legal or tax advice. The Services are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement and uninterrupted or error-free operation. You use the Services at your own risk.
11. Limitation of liability and indemnity
To the fullest extent permitted by law, XMR Hub and its operators, moderators and contributors are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data, goodwill or funds, arising out of or relating to the Services, including losses caused by third parties, network failures, software defects, market movements or your own errors. Our total liability for any claim is limited to the amount of fees you paid to us in the three months before the event giving rise to the claim. You agree to indemnify and hold us harmless from claims, losses and expenses, including reasonable legal fees, arising from your breach of these Terms or your misuse of the Services.
12. Changes, severability and contact
We may update these Terms at any time by publishing a new version on this page with a new "last updated" date. Continued use after a change means you accept it. If any provision is held unenforceable, the rest remains in effect. These Terms, together with any promotion-specific terms, are the entire agreement between you and XMR Hub about the Services. Questions go to our community on Telegram at t.me/XMRHub_io.
Legal
Privacy Policy.
XMR Hub is built to know as little about you as possible. Here is what we keep, why, and when it goes. Last updated 28 October 2026.
1. The short version
- No email, phone number or real name. A username and a password are all you need.
- No tracking. No analytics, no ad trackers and no third-party cookies.
- No IP address on your account.
- Private chats are end-to-end encrypted. Only the two people in the chat can read them.
- Old details are cleared after 30 days. Addresses from finished swaps, withdrawals and orders go after 30 days.
- You are in control. In Settings you can delete your swap history, forget your old addresses, or delete your whole account yourself.
- We don't sell member data, and we don't share it with law enforcement. There is very little to share (section 14).
2. Your account
- What we keep: your username, your password in a scrambled form that can't be turned back into the password, the day you joined and, if someone invited you, who it was. If you open the Games tab, we note the day you accepted its terms.
- What we never ask for: email, phone number, real name or ID documents. Recovery codes take the place of an email reset, and we can't read them back either.
- Your country isn't saved on your account. New accounts from some regions are asked to verify with a small deposit or a swap.
- Order emails. Settings has an optional email for marketplace order updates. Sending is switched off for now. When it is on, an address you add is confirmed with a code, stored encrypted and used only for your own orders.
3. Signing in
- One cookie keeps you signed in, for up to 30 days, until you sign out.
- No IP address is stored with your sign-in. We keep a scrambled code of your connection that can't be turned back into an address or a place. It helps keep the site fair, and it goes when the sign-in ends.
- Two-factor and passkeys. An authenticator app's secret is stored encrypted. For a passkey we keep only what is needed to recognise it; the face, touch or PIN that unlocks it never leaves your device.
4. Your wallet
- Deposits and withdrawals. We keep each one's amount and transaction ID, your deposit address and the address you withdraw to. Thirty days after a withdrawal finishes, its address is shortened to the first and last few characters.
- Your balance. Every change to a balance is recorded and kept for as long as the site runs, so every coin is accounted for and any mistake can be fixed.
- Monero and us. Monero keeps your payments private on the blockchain. We know which deposit address is yours, what arrives at it, and where you asked us to send a withdrawal.
5. Swaps
- Our swap partner carries out each swap and sends it to an exchange for the best rate. Your IP address and browser are never passed on. The partner and its exchange see the amounts and addresses they need, under their own privacy policies.
- What we keep: the coins, amounts, fees and status, so a late swap can be traced. Thirty days after a swap finishes, its addresses are removed or shortened.
- Sooner, if you like: Settings › Privacy › Delete my swap history does it at once and unlinks the swaps from your account. The XP you earned stays.
- Swap links show a shortened address to anyone else who opens them, and stop working after 7 days. You can also swap without an account.
6. Chat and messages
- Site chat is public and only the newest messages are kept. You can remove your own, and moderators can hide any.
- Private chat is end-to-end encrypted, like Signal or SimpleX. Messages are locked on your device and can only be opened by the two people in the chat. We can't read them. A device you set up later can't open older private messages, and clearing your browser's data removes them from that browser.
- Normal messages are stored encrypted, and nobody on our team has a screen to read them. For anything sensitive, use Private chat.
- Alerts for a new message say who wrote to you, never what they wrote.
7. Marketplace and shop
- Listings are public: the seller's username, photos, price and where the item ships from.
- Shipping addresses are encrypted and only the seller of that order can open it (for official shop orders, the team that ships it). The address is cleared 30 days after the order ends; the order itself stays for the books.
- Your browser remembers the shop address you typed, on your device only.
8. Your profile
- Public by default: your username, picture, banner, bio, level, XP, badges, join date, follower counts, posts, reviews, memes, listings and your place on leaderboards.
- Settings › Privacy lets you make your profile private (only followers you approve see it), appear as "Anonymous" on leaderboards, hide from the people finder, and hide your game stats or follower lists.
- No "online now" or "last seen". Tips can be anonymous, and a note you send a creator is encrypted.
9. Games
- Game records (stakes, moves, cards, results and how each turn was played, including its timing) are kept so every result and payout can be checked.
- Fair play. Games are checked so nobody can cheat or play several seats at once, and a person reviews anything before action is taken.
- Region check. The Games tab checks where a visit comes from to keep betting out of restricted places. It is not saved.
10. Linked accounts
- Accounts you link in Settings (for alerts, to show them on your profile, or to earn XP for joining our community) are kept only as their ID or handle (and a chess account's public rating) plus your alert choices. To award community XP, we ask that service only whether you joined.
- Alerts go through the app you linked, so it sees their text. Turn on private alerts in Settings › Privacy and they say only what happened, like "Deposit received", with no amounts, names or messages.
- You can unlink any account at any time.
11. Photos and videos
- Hidden photo data is removed. Every picture and video you upload loses its hidden camera and location details before we keep it.
- Creator videos are only shown to people allowed to see them, through links that expire within minutes.
12. Cookies and your browser
- Cookies. One cookie keeps you signed in, and a short-lived one protects linking an account while it happens. Nothing else of ours tracks you.
- Saved on your device only: display settings, carts, your swap list, recent payments, chat read markers, an invite code and a copy of your profile for faster loading. It isn't sent to us on its own.
- Sponsored spots count how often they are shown and clicked each day, never who saw them.
- Settings › Privacy › Clear what this browser saved wipes the personal parts, and clearing this site's data in your browser wipes everything.
13. Partners
- Network protection. A network provider carries traffic to XMR Hub and protects it from attacks, so it sees your IP address and which pages you open. It also provides the human check on the sign-up form, stores creator videos, and may set a security cookie of its own.
- Swaps go through our swap partner and its exchanges (section 5).
- Charts and videos. The price chart page shows a chart from a charting provider when you open it, and a video loads from its host only when you press play.
- Fonts, images and prices are served by XMR Hub itself, and links to other websites lead to sites with their own privacy rules.
14. Sharing
- We don't sell, rent or trade member data, and we don't share it with law enforcement. There is very little to share: no email, phone number, name or ID, no IP address on your account, old addresses cleared after 30 days, and private chats we cannot read.
- The partners in section 13 receive only what their part needs, when you use it.
15. Who can see what
- Our team sees what it needs to run payments, orders and support.
- Moderators can tidy up public posts and chat. They have no access to wallets or addresses.
- Nobody on the team has a screen for reading messages or a marketplace buyer's address, and nobody but the two people in it can read a Private chat.
16. How long we keep it
- Sign-ins: until you sign out, at most 30 days.
- Shipping addresses: 30 days after the order ends.
- Withdrawal and swap addresses: shortened or removed 30 days after they finish, or straight away from Settings.
- Balances, payment records and game records: for as long as the site runs, so the books always add up.
- Profile, posts and uploads: until you or the team remove them, or your account is deleted.
- Ghost links (Tools): gone the first time they are opened, or when they expire.
17. Your choices
- Settings › Privacy: private profile, anonymous on leaderboards, hidden from the people finder, hidden game stats and follower lists, and private alerts.
- Your data, any time: Delete my swap history, Forget my old addresses and Clear what this browser saved. Your XP, badges and balance stay.
- Delete your account at the bottom of Settings, confirmed with your username, password and two-factor code. Your balance must be empty and nothing can be in progress. You are signed out and hidden straight away, and for 30 days we can restore the account if you ask us. After that your name, picture, bio, links and sign-in methods are erased; your posts stay under a name like deleted_123, and payment and game records stay in our books without your name.
- Also: unlink accounts and remove passkeys in Settings, change your password to sign out every other device, and swap without an account.
18. Changes and contact
When the site changes what it keeps, we update this page and its date. XMR Hub is for adults only (see the Terms of Service). Questions about your data are welcome in our community at t.me/XMRHub_io.